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Life Insurance
Life insurance is a crucial step in planning for your future and the future of your loved ones.
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Life Term Insurance provides life insurance protection for a specified period of time. Term life is sometimes convertible to permanent coverage, providing you with flexibility as your needs change.
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Whole Life Insurance is a form of permanent life insurance that remains in force for your entire lifetime, provided premiums are paid as specified in the policy.
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Universal Life Insurance is a form of permanent life insurance characterized by its flexible premiums, face amounts and unbundled pricing structure. The savings element, premiums and death benefit can be reviewed and altered as a policyholder’s circumstances change.
INSURANCE
HOURS & LOCATION
Location
Hours
Monday - Friday
8:30 am to 5:30 pm
All appointments are scheduled so we can spend the time we need with each client.
Saturday
By appointment only
Evenings by Appointment
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Dental & Vision Insurance – Medicare does not cover your routine visits.
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Home Health Insurance – Medicare does not cover everything - lots of gaps. Where do you want to recover? A Nursing home or your home?
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Private Insurance – coverage for people who do not have employer coverage or have lost coverage.
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Marketplace Insurance - income based health insurance - do you qualify?
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Medicare Supplement Insurance – Get the right coverage for you. Protect the gaps. Are not paying too much?
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Medicare Advantage - Are you covered?
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Prescription Drug – Insurance that covers your medication. Annual review is critical due to always changing formularies.
The insurance protection you need when you’re on the move:
Health Insurance
ANNUITIES
Real Life Insurance and Annuities aren't only about money. It's about having a plan in place, so that your family will continue to thrive when you're no longer there to protect them. Some annuities even have a death benefit that will pay out as life insurance.
Home Mortgage Insurance
Mortgage Coverage doesn’t have to be difficult to understand. A basic
Mortgage Insurance Policy will cover the balance of your mortgage debt if you die.